Auto Insurance

The Lotts Agency is appointed by top insurance carriers. Whether your needs are for your car, RV, Boat, or Classic Car, you can rest assured that you will have the best coverage at the best available prices.

Types of Auto Insurance

Cars, Trucks & High Performance Vehicles

Get the right insurance coverage for your car, high performance vehicle, truck, or van.

The average Liability lawsuit involving an auto accident in California is $150,000 to $1,000,000 depending on the circumstances.

Classic Cars & Trucks

For your classic cars or trucks, we are appointed by the number ONE Classic Car & Truck Insurance Carrier in the Country: HAGERTY.

Motorcycle, ATV & UTV

Ride safely, obtain proper coverage, and enjoy the ride!

The two types of licenses in California are M1 and M2. M2 is for mopeds or scooters only. Certification by the CMSP; administered by the CHP, is required for insurance.

We insure all types of All-Terrain & Utility Vehicles.

Personal Umbrella

The Personal Umbrella policy provides underlying coverage that exceeds the Liability coverage of a Auto & Home Policy.

Marine & Aircraft

Whether it's your small or sailing boat, your yacht, high-performance powerboats, live-aboard houseboats, and any type of private aircraft.

We Help You Select the Right Policy

Drive with confidence knowing that you have the best available coverage.

USLI Specialty	Hagerty	Safeco
Progressive	RLI	CFP
The Hartford	stillwater	Kemper
Infinity	MetLife	hiscox-insurance-logo_edited
American Modern	CHUBB	Farmers
Palomar	National General	Next Insurance
Travelers	Nationwide	Allstate
Liberty Mutual	AIG	Mercury