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Auto Insurance

The Lotts Agency is appointed by top insurance carriers. Whether your needs are for your car, RV, Boat, or Classic Car, you can rest assured that you will have the best coverage at the best available prices. 

 

Types of Auto Insurance

Cars, Trucks & High Performance Vehicles

Get the right insurance coverage for your car, high performance vehicle, truck, or van.

The average Liability lawsuit involving an auto accident in California is $150,000 to $1,000,000 depending on the circumstances.

Classic Cars & Trucks

For your classic cars or trucks, we are appointed by the number ONE Classic Car & Truck Insurance Carrier in the Country: HAGERTY.

Motorcycle, ATV & UTV

Ride safely, obtain proper coverage, and enjoy the ride! 

The two types of licenses in California are M1 and M2. M2 is for mopeds or scooters only.  Certification by the CMSP; administered by the CHP, is required for insurance.

We insure all types of All-Terrain & Utility Vehicles.  

Personal Umbrella

The Personal Umbrella policy provides underlying coverage that exceeds the Liability coverage of a Auto & Home Policy.

Marine & Aircraft

Whether it's your small or sailing boat, your yacht, high-performance powerboats, live-aboard houseboats, and any type of private aircraft.

We Help You Select the Right Policy

Drive with confidence knowing that you have the best available coverage.

USLI Specialty

USLI Specialty

Hagerty

Hagerty

Safeco

Safeco

Progressive

Progressive

RLI

RLI

CFP

CFP

The Hartford

The Hartford

stillwater

stillwater

Kemper

Kemper

Infinity

Infinity

MetLife

MetLife

hiscox-insurance-logo_edited

hiscox-insurance-logo_edited

American Modern

American Modern

CHUBB

CHUBB

Farmers

Farmers

Palomar

Palomar

National General

National General

Next Insurance

Next Insurance

Travelers

Travelers

Nationwide

Nationwide

Allstate

Allstate

Liberty Mutual

Liberty Mutual

AIG

AIG

Mercury

Mercury