Commercial Insurance

General Liability

General Liability (GL) protects you from Liability involving customers.  Slips and Falls or a client injured on your business premises present risks for your business.

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Business Owner

(BOP) Includes General Liability coverage and also covers Business Personal Property, slander and libel. Slander is spoken defamation and libel is written defamation; cash on hand, employee theft, et al risks including Cyber Threat coverage

Errors & Ommissions

Errors or Omissions (E&O) protects your business against clients' lawsuits for negligent acts, errors or omissions committed during business activities that result in a financial loss.

Workers Compensation

If you have full time or part time W2 employees, you must carry WC Insurance.  Based solely upon annual salary, it is government-regulated and provides benefits for a work-related injury or illness. 

Directors & Officers

Protects the personal assets of corporate directors and officers, and their spouses, in the event they are personally sued by employees, vendors, competitors, investors, customers, or other parties, for actual or alleged wrongful acts in managing a company.

Commercial Umbrella

The Commercial Umbrella policy provides underlying coverage that exceeds the Liability coverage of a Business Owner Policy (BOP).

Commercial Auto

Driving your personal vehicle for business may leave your personal or business assets exposed.  We help you  determine usage and exposure and the right policy that protects you.

Group Health

For Businesses with five (5) or more employees. Contact us now to determine the best options for your business and employees.

Key Person Policy

Key person insurance is a life insurance policy a company buys on the life of a top executive or critical employee. It can cover the losses related to the death of the key employee or help in the retention of a key employee.